Square recently announced a price increase on online transaction fees, raising costs for merchants at a time when every dollar counts. For growing businesses, small fee changes can quickly add up — impacting your bottom line and your ability to reinvest in your business.

At Versatile Merchant Solutions (VMS), we help business owners break free from one-size-fits-all pricing so you can take control of your payment costs and protect your profit margins. (VMS Corp.)

📈 Square’s New Online Fee Structure

Effective January 13, 2026, Square’s online processing rates are increasing:
• Online free processing: 2.9% + $0.30 → 3.3% + $0.30
• Online premium processing: 2.6% + ...

U.S. President Donald Trump’s executive order to reclassify marijuana as a Schedule III controlled substance ushers in an important policy shift — one with significant ramifications for payments and merchant acquiring in the cannabis space. While this is progress toward modernizing federal policy, it doesn’t yet deliver full legalization, leaving key hurdles for financial services and merchant solutions providers intact.

What This Means for Payments & Merchant Services

As cannabis transitions from Schedule I to Schedule III, businesses could see reduced regulatory burdens and relief from punitive tax rules like Section 280E, potentially increasing profitability for legal oper...

Why Using a Broker Like Versatile Merchant Solutions Is the Smartest Way to Choose a POS System

Choosing the right Point of Sale (POS) system can be overwhelming. With countless providers, fluctuating pricing, complex contracts, and hidden compliance issues, businesses often struggle to make the best choice for their operations. That’s where a broker like Versatile Merchant Solutions (VMS) steps in—and why working with one might be the best business decision you make.

Here’s why using a broker like VMS is a major advantage when selecting your POS system:

1. Only Reputable, Vetted Providers

Versatile Merchant Solutions doesn’t just partner with any POS provider. Each pa...

In the fast-paced world of small business, having access to timely and flexible funding can be the difference between seizing an opportunity and missing out. Velocity Merchant Services (VMS) offers a working capital solution tailored to meet the dynamic needs of businesses without the complexities of traditional loans.(Versatile Merchant Services)

What Is VMS Working Capital?

VMS provides working capital advances ranging from $2,500 to $250,000, offering a flexible alternative to fixed-payment business loans. This funding is based on your current business revenue, not just credit card processing volume, ensuring that businesses with diverse revenue streams can benefit. The application process...

When it comes to selecting a Point of Sale (POS) system, one size does not fit all. Each industry—from retail and restaurants to salons and service providers—has unique operational needs. This is where partnering with a provider like Versatile Merchant Solutions (VMS) can make a significant difference.

Tailored Solutions for Every Industry

VMS offers a diverse range of POS systems designed to meet the specific requirements of various industries. Whether you're managing a retail store, a restaurant, a salon, or a service-based business, VMS has a solution tailored for you. Their offerings include:

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  Retail: From inventory management to staff oversight, VMS provides systems that stre...

For businesses looking to thrive, having access to sufficient working capital is crucial. VMS (Versatile Merchant Solutions) offers a flexible and efficient solution with their Working Capital Advance program, allowing businesses to access funds quickly and easily. Here are the key benefits of obtaining working capital from VMS:

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   Quick and Simple Process: Applying for working capital is straightforward. The online application takes just 10 minutes, and you can receive funds in as fast as 48 hours.

   
   


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   Flexible Funding: Unlike traditional loans, VMS provides customized working capital advances that adjust based on your business needs. There are no fixed payments, and repayments are tied to your b...

In the highly competitive restaurant industry, efficiency and cost-effectiveness are essential for success. A robust Point-of-Sale (POS) system can make all the difference in streamlining operations, enhancing customer experience, and maximizing profits. This is where Kwick POS, offered by Versatile Merchant Solutions (VMS), stands out as the ultimate solution for restaurant owners.

Unbeatable Deals: Free Hardware and Cost-Effective Processing

One of the most significant advantages of choosing Kwick POS through VMS is the free hardware offer. Setting up a new POS system can be costly, but with VMS, restaurants can get top-tier hardware at no upfront cost, reducing financial burdens. Additiona...