Blog 

May
20

Unlocking Growth: The Benefits of Working Capital from VMS



In the fast-paced world of small business, having access to timely and flexible funding can be the difference between seizing an opportunity and missing out. Velocity Merchant Services (VMS) offers a working capital solution tailored to meet the dynamic needs of businesses without the complexities of traditional loans.(Versatile Merchant Services)


What Is VMS Working Capital?


VMS provides working capital advances ranging from $2,500 to $250,000, offering a flexible alternative to fixed-payment business loans. This funding is based on your current business revenue, not just credit card processing volume, ensuring that businesses with diverse revenue streams can benefit. The application process is straightforward, requiring only a few documents, and funds can be deposited into your account in as little as 48 hours. ( Versatile Merchant Services)


Key Benefits of VMS Working Capital


1. Quick and Easy Access to Funds


Traditional loans often involve lengthy approval processes and extensive paperwork. VMS simplifies this by offering a secure online application that takes just 10 minutes to complete. With approvals in as little as 24-48 hours and funds deposited swiftly, you can address immediate business needs without delay.


2. Flexible Repayment Based on Sales


Unlike fixed-payment loans, VMS repayments are tied to your daily sales. A small percentage is automatically deducted from your daily transactions, aligning repayments with your cash flow. This flexibility helps prevent financial strain during slower sales periods.


3. No Collateral or Personal Guarantee Required


VMS does not require collateral or a personal guarantee, reducing the risk to your personal and business assets. This makes it an attractive option for businesses looking to maintain financial security while accessing necessary funds.


4. Transparent Terms with No Hidden Fees


With VMS, you receive clear and easy-to-understand terms. There are no origination fees or hidden charges, ensuring that you know exactly what you're agreeing to without unexpected costs.


5. Versatile Use of Funds


The capital obtained can be used for various business needs, including purchasing inventory, acquiring equipment, expanding marketing efforts, or covering operational expenses. This versatility allows you to address multiple aspects of your business simultaneously.


Why Choose VMS?


VMS stands out by offering a customized, flexible alternative to traditional loans. Their approach is designed to support businesses in maintaining growth and stability without the burdens of conventional financing methods. With a simple application process, quick access to funds, and repayment terms aligned with your sales, VMS provides a practical solution for businesses aiming to thrive in a competitive market.


For more information or to apply for a working capital advance, visit VMS Working Capital.