Square recently announced a price increase on online transaction fees, raising costs for merchants at a time when every dollar counts. For growing businesses, small fee changes can quickly add up — impacting your bottom line and your ability to reinvest in your business.

At Versatile Merchant Solutions (VMS), we help business owners break free from one-size-fits-all pricing so you can take control of your payment costs and protect your profit margins. (VMS Corp.)

📈 Square’s New Online Fee Structure

Effective January 13, 2026, Square’s online processing rates are increasing:
• Online free processing: 2.9% + $0.30 → 3.3% + $0.30
• Online premium processing: 2.6% + $0.30 → 2.9% + $0.30
This means more overhead on every sale — without added value for you.

💡 What That Increase Means for Your Business

Those seemingly small bumps matter:
• On a $100 sale, fees could go up by $0.30–$0.40 per transaction.
• Over thousands of dollars in monthly sales, that extra cost can erode profits — potentially hundreds or thousands annually.

With VMS, you get customized pricing strategies that align with your sales volume and business model — not rigid flat rates that penalize growth. (VMS Corp.)

🤔 Why Flat-Rate Pricing Can Cost You More

Platforms like Square use flat-rate models that are simple at first glance, but they:
✔ Lack transparency into the true cost of each transaction
✔ Don’t adjust pricing as your business grows
✔ Expose you to automatic fee increases
✔ Offer limited personalized support

At Versatile Merchant Solutions, we do things differently — you get tailored merchant accounts, flexible pricing options, and a consultative approach aimed at reducing your total cost of acceptance. (VMS Corp.)

💼 Real Solutions, Personalized Support

Here’s what sets VMS apart:

👉 Personalized Cost Strategies – We help you understand your current processing statement and identify savings opportunities. (VMS Corp.)
👉 Dedicated Merchant Accounts – More stability and control compared to aggregated platforms. (VMS Corp.)
👉 Tailored Pricing Models – Interchange-plus and other options ensure you only pay for what your business actually needs. (VMS Corp.)
👉 Hands-On Support – With VMS you’re backed by real experts — not an automated help desk. (VMS Corp.)

📊 It’s Time to Take Control of Your Processing Costs

This rate change is a reminder: you deserve more than cookie-cutter pricing. If you’re tired of absorbing fee increases or want a transparent, efficient payment solution that scales with your business, now’s the right time to talk with Versatile Merchant Solutions.

👉 Visit www.govmsusa.com or contact us today for a free cost comparison and consultation — no pressure, just clarity.